Whether you're a first time buyer looking for the right mortgage for you, a homeowner thinking about remortgaging to us, or a current Newcastle Building Society customer considering switching mortgages, you can use our free mortgage repayment calculator to get an idea of how much your monthly repayments on a mortgage with us may be.
Good to know
-
The MINIMUM advance is £10,000 (or £1,000 for further advances)
-
The MAXIMUM you can borrow is £3,000,000 (please refer however to specific loan to value limits)
-
Your property must be worth AT LEAST £50,000
-
The MINIMUM term for the loan is 2 years
-
The MAXIMUM term for the loan is 40 years
-
The repayment indications DO NOT include any fees that may be payable – should you wish to find out more about a particular mortgage, an illustration outlining all the relevant costs, is available on request
Filter results
Showing all of our products
Initial rate
Followed by
Overall cost for comparison
Maximum LTV
Fees
2 Year Fixed Rate
Initial rate 5.45% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 90%
Fees £0
Early repayment charge: Yes
2 Year Fixed Rate
Initial rate 5.20% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 90%
Fees £999
Early repayment charge: Yes
5 Year Fixed Rate
Initial rate 5.30% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.1% APRC
Maximum LTV 90%
Fees £999
Early repayment charge: Yes
5 Year Fixed Rate
Initial rate 5.60% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.1% APRC
Maximum LTV 90%
Fees £0
Early repayment charge: Yes
2 Year Fixed Rate
Initial rate 5.60% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 95%
Fees £0
Early repayment charge: Yes
2 Year Fixed Rate
Initial rate 5.40% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.4% APRC
Maximum LTV 95%
Fees £999
Early repayment charge: Yes
5 Year Fixed Rate
Initial rate 5.70% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.2% APRC
Maximum LTV 95%
Fees £0
Early repayment charge: Yes
5 Year Fixed Rate
Initial rate 5.60% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.2% APRC
Maximum LTV 95%
Fees £999
Early repayment charge: Yes
2 Year Fixed Rate
Initial rate 5.00% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 70%
Fees £0
Early repayment charge: Yes
2 Year Fixed Rate
Initial rate 4.75% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 70%
Fees £999
Early repayment charge: Yes
2 Year Fixed Rate
Initial rate 4.65% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 70%
Fees £1999
Early repayment charge: Yes
2 Year Fixed Rate
Initial rate 4.90% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 80%
Fees £999
Early repayment charge: Yes
2 Year Fixed Rate
Initial rate 4.80% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 80%
Fees £1999
Early repayment charge: Yes
2 Year Fixed Rate
Initial rate 5.30% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 80%
Fees £0
Early repayment charge: Yes
5 Year Fixed Rate
Initial rate 4.99% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.0% APRC
Maximum LTV 80%
Fees £999
Early repayment charge: Yes
5 Year Fixed Rate
Initial rate 4.89% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.1% APRC
Maximum LTV 80%
Fees £1999
Early repayment charge: Yes
5 Year Fixed Rate
Initial rate 5.20% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.1% APRC
Maximum LTV 80%
Fees £0
Early repayment charge: Yes
2 Year Base Rate Tracker
Initial rate 4.35% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.2% APRC
Maximum LTV 80%
Fees £999
Early repayment charge: Yes
2 Year Fixed Rate - Buy to Let
Initial rate 5.40% until 31 December 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 80%
Fees £0
Early repayment charge: Yes
2 Year Fixed Rate - Buy to Let
Initial rate 5.30% until 31 December 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 80%
Fees £999
Early repayment charge: Yes
5 Year Fixed Rate - Buy to Let
Initial rate 5.40% until 31 December 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.1% APRC
Maximum LTV 80%
Fees £0
Early repayment charge: Yes
5 Year Fixed Rate - Buy to Let
Initial rate 5.30% until 31 December 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.1% APRC
Maximum LTV 80%
Fees £999
Early repayment charge: Yes
6 Year Fixed Rate - Affordability Boost Mortgage
Initial rate 5.70% until 31 August 2032
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.2% APRC
Maximum LTV 90%
Fees £0
Early repayment charge: Yes
6 Year Fixed Rate - Affordability Boost Mortgage
Initial rate 5.80% until 31 August 2032
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.2% APRC
Maximum LTV 95%
Fees £0
Early repayment charge: Yes
2 Year Base Rate Tracker
Initial rate 4.35% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.2% APRC
Maximum LTV 80%
Fees £999
Early repayment charge: Yes
2 Year Base Rate Tracker
Initial rate 4.99% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 95%
Fees £999
Early repayment charge: Yes
2 Year Base Rate Tracker - Enhanced+
Initial rate 4.95% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 80%
Fees £1499
Early repayment charge: Yes
2 Year Fixed Rate - Buy to Let
Initial rate 5.99% until 31 December 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.4% APRC
Maximum LTV 80%
Fees £0
Early repayment charge: Yes
5 Year Fixed Rate - Buy To Let
Initial rate 5.99% until 31 December 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.4% APRC
Maximum LTV 80%
Fees £0
Early repayment charge: Yes
2 Year Fixed Rate - Buy to Let
Initial rate 5.75% until 31 December 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.5% APRC
Maximum LTV 80%
Fees £999
Early repayment charge: Yes
5 Year Fixed Rate - Buy To Let
Initial rate 5.75% until 31 December 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 80%
Fees £999
Early repayment charge: Yes
2 Year Fixed Rate
Initial rate 5.40% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 80%
Fees £0
Early repayment charge: Yes
5 Year Fixed Rate
Initial rate 5.45% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.1% APRC
Maximum LTV 80%
Fees £0
Early repayment charge: Yes
2 Year Fixed Rate
Initial rate 5.75% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.4% APRC
Maximum LTV 95%
Fees £0
Early repayment charge: Yes
5 Year Fixed Rate
Initial rate 5.70% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.2% APRC
Maximum LTV 95%
Fees £0
Early repayment charge: Yes
2 Year Fixed Rate - Enhanced+
Initial rate 5.50% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.4% APRC
Maximum LTV 80%
Fees £1499
Early repayment charge: Yes
2 Year Fixed Rate - Enhanced+
Initial rate 5.90% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.5% APRC
Maximum LTV 90%
Fees £1499
Early repayment charge: Yes
2 Year Fixed Rate
Initial rate 4.99% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 80%
Fees £999
Early repayment charge: Yes
5 Year Fixed Rate
Initial rate 5.15% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.0% APRC
Maximum LTV 80%
Fees £999
Early repayment charge: Yes
2 Year Fixed Rate
Initial rate 5.20% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 90%
Fees £999
Early repayment charge: Yes
2 Year Fixed Rate
Initial rate 5.50% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 90%
Fees £0
Early repayment charge: Yes
5 Year Fixed Rate
Initial rate 5.35% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.2% APRC
Maximum LTV 90%
Fees £999
Early repayment charge: Yes
5 Year Fixed Rate
Initial rate 5.60% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.2% APRC
Maximum LTV 90%
Fees £0
Early repayment charge: Yes
2 Year Fixed Rate
Initial rate 5.65% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.4% APRC
Maximum LTV 95%
Fees £999
Early repayment charge: Yes
5 Year Fixed Rate
Initial rate 5.60% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 95%
Fees £999
Early repayment charge: Yes
2 Year Fixed Rate - Enhanced+
Initial rate 5.20% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 65%
Fees £1499
Early repayment charge: Yes
5 Year Fixed Rate - Enhanced+
Initial rate 5.30% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.2% APRC
Maximum LTV 65%
Fees £1499
Early repayment charge: Yes
5 Year Fixed Rate - Enhanced+
Initial rate 5.45% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.2% APRC
Maximum LTV 80%
Fees £1499
Early repayment charge: Yes
5 Year Fixed Rate - Enhanced+
Initial rate 5.70% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 90%
Fees £1499
Early repayment charge: Yes
2 Year Fixed Rate - Interest Only
Initial rate 5.50% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 85%
Fees £0
Early repayment charge: Yes
5 Year Fixed Rate - Interest Only
Initial rate 5.55% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.1% APRC
Maximum LTV 85%
Fees £0
Early repayment charge: Yes
2 Year Fixed Rate - Government First Homes Scheme
Initial rate 5.99% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.4% APRC
Maximum LTV 95%
Fees £0
Early repayment charge: Yes
6 Year Fixed Rate - Joint Mortgage Sole Proprietor Affordability Boost
Initial rate 5.90% until 31 July 2032
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 95%
Fees £0
Early repayment charge: Yes
6 Year Fixed Rate - Joint Mortgage Sole Proprietor Affordability Boost
Initial rate 5.70% until 31 August 2032
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.2% APRC
Maximum LTV 80%
Fees £0
Early repayment charge: Yes
6 Year Fixed Rate - Joint Mortgage Sole Proprietor Affordability Boost
Initial rate 5.85% until 31 August 2032
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 90%
Fees £0
Early repayment charge: Yes
2 Year Fixed Rate - Joint Mortgage Sole Proprietor
Initial rate 5.50% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.4% APRC
Maximum LTV 80%
Fees £0
Early repayment charge: Yes
2 Year Fixed Rate - Joint Mortgage Sole Proprietor
Initial rate 5.85% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.4% APRC
Maximum LTV 95%
Fees £0
Early repayment charge: Yes
5 Year Fixed Rate - Joint Mortgage Sole Proprietor
Initial rate 5.80% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 95%
Fees £0
Early repayment charge: Yes
5 Year Fixed Rate - Joint Mortgage Sole Proprietor
Initial rate 5.60% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.2% APRC
Maximum LTV 80%
Fees £0
Early repayment charge: Yes
2 Year Fixed Rate - Joint Mortgage Sole Proprietor
Initial rate 5.65% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.4% APRC
Maximum LTV 90%
Fees £0
Early repayment charge: Yes
5 Year Fixed Rate - Joint Mortgage Sole Proprietor
Initial rate 5.75% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 90%
Fees £0
Early repayment charge: Yes
2 Year Fixed Rate - New Build
Initial rate 5.85% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.4% APRC
Maximum LTV 95%
Fees £0
Early repayment charge: Yes
5 Year Fixed Rate - New Build
Initial rate 5.80% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 95%
Fees £0
Early repayment charge: Yes
2 Year Fixed Rate - Self Employed
Initial rate 5.45% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.4% APRC
Maximum LTV 80%
Fees £999
Early repayment charge: Yes
2 Year Fixed Rate - Self Employed
Initial rate 5.55% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.3% APRC
Maximum LTV 80%
Fees £0
Early repayment charge: Yes
2 Year Fixed Rate - Shared Ownership
Initial rate 5.75% until 30 November 2028
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.4% APRC
Maximum LTV 95%
Fees £0
Early repayment charge: Yes
5 Year Fixed Rate - First Step
Initial rate 5.99% until 30 November 2031
Followed by 6.31% Standard Variable Rate
Overall cost for comparison 6.4% APRC
Maximum LTV 98%
Fees £0
Early repayment charge: Yes
What do these headers mean?
The starting rate of interest which will be charged on your mortgage.
After your initial rate period the interest rate will switch to the lenders Standard Variable Rate.
The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes.
The amount of your loan as a percentage of the total value of your property.
These could be reservation or administration fees that are payable on your mortgage deal.
The monthly repayment is calculated on a capital and interest basis and does not include any fees that may be payable.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
-
Ready to talk to us?
Tell us about your mortgage needs and book a Decision in Principle appointment with one of our friendly mortgage team, who will review your affordability to see if we can start you on your home buying journey.
Book an appointment -
Let's talk
Speak to one of our friendly mortgage team about your options.
0345 601 0014*Our lines are open 8am - 6pm, Monday to Friday.