Transfer your mortgage to a new home
If you already have a mortgage with Newcastle Building Society and are looking to move home, then you might be able to switch your existing mortgage to do so.
Did you know you can switch your existing mortgage to your new property without having to pay off your existing mortgage in full or pay any Early Repayment Charges? This process is called porting and most of our mortgages allow this.
So you may find that switching your current mortgage is the most straightforward option for you when buying your new home.
Porting your mortgage
If you’re an existing Newcastle Building Society mortgage customer, you can apply to:
- Switch all or part of your mortgage, or
- Switch your mortgage and borrow more if needed. Please note if you need to borrow more, this will be from one of our preferential existing customer mortgage rates available at the point of application.
If you're thinking about moving, and are wondering whether switching your mortgage to your new home is your best option, one of our team of qualified mortgage advisers will be pleased to discuss this with you.
Ready to arrange an appointment?
Complete our online form to request an appointment with one of our mortgage advisers.Book an appointment
Speak to one of our friendly mortgage team about your options.
0345 606 4488
Our lines are open 8am - 6pm, Monday to Friday. Calls to 03 numbers cost the same as a call to a standard ‘01’ or ‘02’ landline number, even when calling from a mobile. Contact your provider for more information.
YOUR MORTGAGE WILL BE SECURED ON YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE