If your current mortgage deal is ending, or you're on our Standard Variable Rate (SVR), then you might be wondering how to switch your mortgage to a different deal.
We like to reward our loyal mortgage customers, so we have a range of exclusive rates just for our existing customers which offer preferential rates.
Select your mortgage type below
| Product Code | Initial Rate1 | Followed by2 | Overall cost for comparison3 | Maximum LTV4 | Fees5 | |
| 2 Year Variable Rate Base Rate Tracker Mortgage - Repayment and Interest Only | RETN376 | 5.85%Until 30 September 2026 | 6.94%Standard Variable Rate | 7.0%APRC | 80% | £1999 |
| 2 Year Variable Rate Base Rate Tracker Mortgage - Repayment and Interest Only | RETN375 | 6.25%Until 30 September 2026 | 6.94%Standard Variable Rate | 7.0%APRC | 80% | £0 |
| 2 Year Fixed Rate Mortgage - Repayment and Interest Only | RETN363 | 5.24%Until 30 September 2026 | 6.94%Standard Variable Rate | 6.80%APRC | 80% | £999 |
| 2 Year Fixed Rate Mortgage - Repayment and Interest Only | RETN364 | 5.55%Until 30 September 2026 | 6.94%Standard Variable Rate | 6.80%APRC | 80% | £0 |
| 5 Year Fixed Rate Mortgage - Repayment and Interest Only | RETN365 | 4.95%Until 30 September 2029 | 6.94%Standard Variable Rate | 6.20%APRC | 80% | £999 |
| 5 Year Fixed Rate Mortgage - Repayment and Interest Only | RETN366 | 5.08%Until 30 September 2029 | 6.94%Standard Variable Rate | 6.20%APRC | 80% | £0 |
| 2 Year Variable Rate Base Rate Tracker Mortgage - Repayment and Interest Only | RETN378 | 5.95%Until 30 September 2026 | 6.94%Standard Variable Rate | 7.10%APRC | 90% | £1999 |
| 2 Year Fixed Rate Mortgage - Repayment and Interest Only | RETN368 | 5.59%Until 30 September 2026 | 6.94%Standard Variable Rate | 6.90%APRC | 90% | £999 |
2 Year Fixed Rate Mortgage - Repayment and Interest Only | RETN367 | 5.85%Until 30 September 2026 | 6.94%Standard Variable Rate | 6.90%APRC | 90% | £0 |
| 5 Year Fixed Rate Mortgage - Repayment and Interest Only | RETN369 | 5.10%Until 30 September 2029 | 6.94%Standard Variable Rate | 6.30%APRC | 90% | £999 |
| 5 Year Fixed Rate Mortgage - Repayment and Interest Only | RETN370 | 5.10%Until 30 September 2029 | 6.94%Standard Variable Rate | 6.20%APRC | 90% | £0 |
| 2 Year Variable Rate Base Rate Tracker Mortgage - Repayment and Interest Only | RETN321 | 5.99%Until 30 September 2026 | 6.94%Standard Variable Rate | 7.10%APRC | 95% | £1999 |
| 2 Year Variable Rate Base Rate Tracker Mortgage - Repayment and Interest Only | RETN322 | 6.20%Until 30 September 2026 | 6.94%Standard Variable Rate | 7.10%APRC | 95% | £999 |
| 2 Year Variable Rate Base Rate Tracker Mortgage - Repayment and Interest Only | RETN323 | 6.65%Until 30 September 2026 | 6.94%Standard Variable Rate | 7.10%APRC | 95% | £0 |
| 2 Year Fixed Rate Mortgage - Repayment and Interest Only | RETN372 | 6.05%Until 31 July 2026 | 6.94%Standard Variable Rate | 7.00%APRC | 95% | £999 |
2 Year Fixed Rate Mortgage - Repayment and Interest Only | RETN371 | 6.25%Until 30 September 2026 | 6.94%Standard Variable Rate | 7.00%APRC | 95% | £0 |
| 5 Year Fixed Rate Mortgage - Repayment and Interest Only | RETN374 | 5.55%Until 30 September 2029 | 6.94%Standard Variable Rate | 6.20%APRC | 95% | £999 |
| 5 Year Fixed Rate Mortgage - Repayment and Interest Only | RETN373 | 5.75%Until 30 September 2029 | 6.94%Standard Variable Rate | 6.30%APRC | 95% | £0 |
1 The starting rate of interest which will be charged on your mortgage
2 After your initial rate period the interest rate will switch to the lenders variable rate
3 The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes
4 The amount of your loan as a percentage of the total value of your property
5 These could be reservation or administration fees that are payable on your mortgage deal
| Product Code | Initial Rate1 | Followed by2 | Overall cost for comparison3 | Maximum LTV4 | Fees5 | |
| 2 Year Fixed Rate Mortgage | BUS -RETN355 CON -RETN356 | 5.20%Until 30 September 2026 | 6.94%Standard Variable Rate | 6.90%APRC | 80% | £999 |
| 2 Year Fixed Rate Mortgage | BUS RETN357 / CON RETN358 | 5.40%Until 30 September 2026 | 6.94%Standard Variable Rate | 6.80%APRC | 80% | £0 |
| 5 Year Fixed Rate Mortgage | BUS RETN359 / CON RETN360 | 4.75%Until 30 September 2029 | 6.94%Standard Variable Rate | 6.20%APRC | 80% | £999 |
| 5 Year Fixed Rate Mortgage | BUS RETN361 / CON RETN362 | 4.90%Until 30 September 2029 | 6.94%Standard Variable Rate | 6.20%APRC | 80% | £0 |
The starting rate of interest which will be charged on your mortgage
2 After your initial rate period the interest rate will switch to the lenders variable rate
3 The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes
4 The amount of your loan as a percentage of the total value of your property
5 These could be reservation or administration fees that are payable on your mortgage deal
| Product Code | Initial Rate1 | Followed by2 | Overall cost for comparison3 | Maximum LTV4 | Fees5 | |
| 2 Year Fixed Rate Mortgage | RETN341 | 5.15%Until 31 July 2026 | 6.94%Standard Variable Rate | 6.80%APRC | 65% | £1999 |
| 5 Year Fixed Rate Mortgage | RETN342 | 4.75%Until 31 July 2029 | 6.94%Standard Variable Rate | 6.20%APRC | 65% | £1999 |
| 2 Year Variable Rate Base Rate Tracker Mortgage | RETN343 | 6.09%Until 31 July 2029 | 6.94%Standard Variable Rate | 7.00%APRC | 75% | £1999 |
| 2 Year Fixed Rate Mortgage | RETN344 | 5.20%Until 31 July 2026 | 6.94%Standard Variable Rate | 6.80%APRC | 75% | £1999 |
| 5 Year Fixed Rate Mortgage | RETN345 | 4.80%Until 31 July 2029 | 6.94%Standard Variable Rate | 6.20%APRC | 75% | £1999 |
| 2 Year Variable Rate Base Rate Tracker Mortgage | RETN346 | 6.09%Until 31 July 2029 | 6.94%Standard Variable Rate | 7.00%APRC | 80% | £1999 |
| 2 Year Fixed Rate Mortgage | RETN347 | 5.20%Until 31 July 2026 | 6.94%Standard Variable Rate | 6.90%APRC | 80% | £1999 |
| 5 Year Fixed Rate Mortgage | RETN348 | 4.80%Until 31 July 2029 | 6.94%Standard Variable Rate | 6.20%APRC | 80% | £1999 |
1 The starting rate of interest which will be charged on your mortgage
2 After your initial rate period the interest rate will switch to the lenders variable rate
3 The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes
4 The amount of your loan as a percentage of the total value of your property
5 These could be reservation or administration fees that are payable on your mortgage deal
| Product Code | Initial Rate1 | Followed by2 | Overall cost for comparison3 | Maximum LTV4 | Fees5 | |
| 2 Year Fixed Rate Mortgage | SEMP120 | 5.15%Until 30 June 2026 | 6.94%Standard Variable Rate | 7.00%APRC | 80% | £999 |
| 2 Year Fixed Rate Mortgage | SEMP121 | 5.35%Until 30 June 2026 | 6.94%Standard Variable Rate | 6.50%APRC | 80% | £0 |
1 The starting rate of interest which will be charged on your mortgage
2 After your initial rate period the interest rate will switch to the lenders variable rate
3 The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes
4 The amount of your loan as a percentage of the total value of your property
5 These could be reservation or administration fees that are payable on your mortgage deal
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0345 606 4488
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Great customer service from start to finish. Everything was explained in detail and all of my questions were answered quickly and honestly.
YOUR MORTGAGE WILL BE SECURED ON YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE