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If you currently have a home insurance policy with Fairmead Insurance (renamed from Legal & General Insurance Limited), part of the Liverpool Victoria General Insurance Group, please click here to view your policy documents and contact details.

Protect what's important

With the rising cost of living it is now more important than ever to protect what you have. You can take action to cushion the blow that this rising cost has on us by ensuring you have insurance in place if something goes wrong.

When it comes to making a claim, you want a provider that you know will step up. We offer home insurance through LV=. Gold has been given the prestigious 5 Star Rating by Defaqto, the independent financial information and technology business, and Silver is Defaqto 3 Star rated.

Why choose  LV=?

We partner with LV= who offer a range of home insurance policies. Together we're here for you when you need us.

Trusted brand

LV= is one of the UK's largest personal lines insurer with more than 7 million customers.

Defaqto 5 Star rated cover

Gold home insurance has been given a 5 Star Rating for being one of the most comprehensive home insurance products on the market, and Silver is Defaqto 3 Star rated and offers a lower level of protection.”

A clear price

LV='s home insurance has no hidden costs, what you see is what you get. There is also no interest charged if you want to pay by monthly instalments.

Help when you need it

LV='s emergency helpline is open 24 hours a day, all year round, because accidents don't just happen in office hours. If you need help in a hurry, they are there when you need it.

Quick quote

SmartQuote enables you to get a quote in just five questions. This means you don’t have to tell us when your home was built or what kind of locks you have, you can get a quote in an easy and fast way.

Working from home

The world of work has changed and your home insurance should reflect this. LV= will cover your business equipment, such as laptops and PCs, for up to £5,000 on Silver or £10,000 on Gold.


What level of cover is right for me?

There are two different levels of cover which allow you to tailor your policy to you and your home. Both of these levels offer combined buildings and contents cover which helps protect your home and your belongings, all in one place.  

If you don’t need combined building and contents cover, you can also select buildings only cover or contents only cover.

Buildings only insurance covers the costs of repairing damage or rebuilding the structure of your home. Contents only cover protects the personal belongings in your home from things such as fire, theft, flood, loss or damage.

Gold

  • Up to £1,000,000 Buildings Cover

  • Up to £50,000 Alternative Accommodation

  • Choice of £60,000 or £80,000 Contents Cover

  • Home Emergency Cover – up to £1,000

  • Accidental Damage – included up to buildings and contents sum insured

  • Trace and Access Cover – up to £5,000

  • Theft from outbuildings – included up to contents sum insured

  • Loss or theft of keys – included up to contents sum insured

  • Contents in the garden – up to £2,500

  • Plants in the garden – up to £2,500

  • Freezer contents – up to £1,000

  • Additional cover options

  • Personal Belongings

  • Bicycle Cover

  • Personal Belongings you've told us about

  • Legal Expenses

Silver

  • Up to £1,000,000 Buildings Cover

  • Up to £25,000 Alternative Accommodation

  • Choice of £60,000 or £80,000 Contents Cover

  • Theft from outbuildings – up to £1,000

  • Loss or theft of keys – up to £750

  • Freezer contents up to £500

  • Contents in the garden

  • Plants in the garden

  • Additional cover options

  • Personal Belongings

  • Bicycle Cover

  • Personal Belongings you've told us about

  • Legal Expenses

  • Home Emergency Cover

  • Accidental Damage

These tables just show some of the key features and cover limits. They do not include all the benefits, exclusions or limitations. You’ll find full details in the Insurance Product Information Document (IPID) and terms & conditions document.

How to get a quote

Applying online is easy. You can get your quote in just five questions by using SmartQuote. This means you don’t have to tell us when your home was built or what kind of locks you have, you can get a quote in an easy and fast way.

Click below to be transferred to LV='s website to get started on your free no obligation quote today.

Retrieving a quote

If you’ve already started your home insurance quote and want to pick up where you left off you can easily retrieve your quote. You will have received an email from LV= to the email address you provided in your quote journey which contains a link to retrieve your quote.

Got a question?

Take a look at our frequently asked home insurance questions

Home insurance claims

You only need a few pieces of information handy to start your claim with LV=. Find out more

LV= key documents

Download LV= Insurance Terms and Conditions Document (PDF)

Download LV= Home Silver IPID (PDF)

Download LV= Home Gold IPID (PDF)

Download LV= Home Legal Expenses Document (PDF)

Download LV= Home Emergency Document (PDF)

Download LV= How we use your Personal Information (PDF)

Download LV= Your cover and limits (PDF)

Key information

Like all insurance policies, there are some limitations and exclusions. Please speak to your local branch or have a look at the policy documents online for more information.

Newcastle Building Society will pass the information you provide, including details of claims you have made, to LV=.

Visit your local branch

Pop into your local branch for any questions or for a home insurance quote today.

Newcastle Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Newcastle Building Society is registered on the Financial Services Register under the firm reference number 156058. Registered Office: 1 Cobalt Park Way, Wallsend, NE28 9EJ.

Learn more about our terms and services with LV=.

Buildings and contents insurance is arranged by Newcastle Building Society and underwritten by Liverpool Victoria Insurance Company Limited.  To get a quote and apply online you will be transferred to their website.  Their terms and conditions and cookie policy may differ from Newcastle Building Society’s so please read them carefully.

LV= and Liverpool Victoria are registered trademarks of Liverpool Victoria Financial Services Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria General Insurance Group of companies. Liverpool Victoria Insurance Company Limited, registered in England and Wales number: 3232514 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number: 202965. Registered address: 57 Ladymead Guildford, Surrey, GU1 1DB. Tel. 0330 1239970.