Our new customers can enjoy a range of benefits when moving home which include:
- Borrowing up to 95% of the value of your new home
- Free advice from our team of qualified mortgage advisers, with no expectation to proceed
- A free standard valuation on properties up to £500k with selected products
- 10% overpayments per year as well as an additional £499 monthly overpayment allowance
A personal service
You have one dedicated point of contact throughout your mortgage journey with us. They will help you with affordability through to issuing the application. All of our team are friendly and personable and you will have direct access to them.
Flexibility and individuality
Your application isn’t reviewed by a computer. We have a team of underwriters who work closely with your mortgage adviser to review your personal situation. This allows us to be flexible and efficient when making a decision.
The average cost of moving house
Getting started
If you’re moving house and need a new mortgage, you can either stay with your existing lender (this is called ‘porting’ your mortgage) or find a new mortgage lender. If you want to find a new mortgage lender, you will first need to settle your current mortgage with your current lender. You will then need to review what you need from your new mortgage lender to determine which lender is right for you.
If you decide to move lender, make sure to check with your current lender if there are any charges for repaying your existing mortgage. This will mean you’re not caught out by any fees you may not have expected.
If you want to find out how much you could borrow, we have an easy-to-use mortgage affordability calculator. The calculator is ideal for anyone moving home or thinking about moving home.
Use our mortgage repayment calculator to find out how much your monthly repayments might be.
View our range of mortgages
YOUR MORTGAGE WILL BE SECURED ON YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Ready to talk to us?
Book a Decision in Principle appointment with one of our friendly Mortgage Advisers, who will review your affordability and start you on your home-buying journey.
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Speak to one of our friendly mortgage team about your options.
Our lines are open 8am - 6pm, Monday to Friday. Calls to 03 numbers cost the same as a call to a standard ‘01’ or ‘02’ landline number, even when calling from a mobile. Contact your provider for more information.