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Home Mortgages New customers Moving home for new customers

Our new customers can enjoy a range of benefits when moving home which include:

  • Borrowing up to 95% of the value of your new home
  • Free advice from our team of qualified mortgage advisers, with no expectation to proceed
  • A free standard valuation on properties up to £500k with selected products
  • Fee assisted mortgage products with a choice of cashback (with selected products)
  • 10% overpayments per year
  • £499 monthly overpayment allowance on all products

A personal service

Throughout your mortgage journey with us, from helping with affordability through to issuing the application, you have one dedicated point of contact. All of our team are friendly and personable and you will have direct access to them.

Flexibility and individuality 

Your application isn’t reviewed by a computer; we have a team of underwriters who work closely with your mortgage adviser to review your personal situation and circumstances. This allows us to be flexible and efficient when making a decision.

Getting started

How mortgages work when moving home

If you’re moving house and need a new mortgage, you can either stay with your existing lender (this is called ‘porting’ your mortgage) or find a new mortgage lender. If you want to find a new mortgage lender, you will first need to settle your current mortgage with your current lender. You will then need to review what you need from your new mortgage lender to determine which lender is right for you.

If you decide to move lender, make sure to check with your current lender if there are any charges for repaying your existing mortgage. This will mean you’re not caught out by any fees you may not have expected.

How much could I borrow?

If you want to find out how much you could borrow, then we have an easy-to-use mortgage affordability calculator. The calculator is ideal for anyone moving home or thinking about moving home.

How much will my new mortgage cost?

If you want to know how much your monthly repayments might be, use our helpful mortgage repayment calculator to find out.

View our complete range of mortgages

View all our mortgages

YOUR MORTGAGE WILL BE SECURED ON YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Ready to arrange an appointment?

Complete our online form to request an appointment with one of our mortgage advisers.

Book an appointment

Let's talk

Speak to one of our friendly mortgage team about your options.

0345 606 4488

Our lines are open 8am - 6pm, Monday to Friday.