Newcastle Building Society - Home

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Our personalised moving home mortgage application makes your moving process as easy as possible so you can focus on the good stuff.

Our new customers can enjoy a range of benefits when moving home which include:

  • Borrowing up to 85% of the value of your new home
  • Free, no obligation advice from our team of qualified mortgage advisers
  • A free standard valuation on properties up to £500k with selected products
  • Fee assisted mortgage products with a choice of cashback
  • 10% overpayments per annum
  • £499 monthly overpayment allowance on all products

A personal service

Throughout your mortgage journey with us, from helping with affordability through to issuing the application, you have one dedicated point of contact. All of our team are friendly and personable and you will have direct access to them.

Flexibility and individuality 

Your application isn’t reviewed by a computer; we have a team of underwriters who work closely with your mortgage adviser to review your personal situation and circumstances. This allows us to be flexible and efficient when making a decision.

Home insurance

SmartQuote is an easy and fast way to get a home insurance* quote. Answer five simple questions and SmartQuote does the rest. By using publicly available data sources, SmartQuote gives us all the information we need to give you a quote on the spot.

Getting started

How mortgages work when moving home

If you’re moving house and need a new mortgage, rather than porting your mortgage (staying with your existing lender), you’ll first need to settle your current mortgage with your lender. You will then need to review what you need from your new mortgage lender to determine which lender is right for you.

If you decide to move lender, make sure to check with your current lender if there are any charges for repaying your existing mortgage, so you’re not caught out by any fees you may not have expected.

How much could I borrow?

If you want to find out how much you could borrow, then we have an easy-to-use mortgage affordability calculator that’s ideal for anyone moving home or thinking about moving home.

How much will my new mortgage cost?

If you want to know how much your monthly repayments might be, use our helpful mortgage repayment calculator to find out.

View our complete range of mortgages

View all our mortgages

YOUR MORTGAGE WILL BE SECURED ON YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Ready to arrange an appointment?

Complete our online form to book an appointment with one of our mortgage advisers.

Book an appointment

Let's talk

Speak to one of our friendly mortgage team about your options.

0345 601 5533

Our lines are open 8am - 6pm, Monday to Friday.

*Buildings and contents insurance is arranged by Newcastle Building Society and underwritten by Fairmead Insurance Limited (renamed from Legal & General Insurance Limited), part of the Liverpool Victoria General Insurance Group.  To get a quote and apply online you will be transferred to their website.  Their terms and conditions and cookie policy may differ from Newcastle Building Society’s so please read them carefully.