Easy access savings accounts

Easy access accounts are flexible savings accounts that allow you to grow your savings, without tying your money in for a fixed term. You can add or withdraw your money at any time, this can be useful if you need to dip into your savings regularly. 

Access

One of the biggest advantages of putting your money into an easy access account is the flexibility it offers. You can still access your money when you need to whilst earning more interest than if you left the money in your current account. 

Interest rates

Easy access accounts usually have lower interest rates then fixed rate accounts. This does mean you're likely to earn less interest than you would if you had your savings in a fixed rate account. 

Withdrawals

Whilst most easy access accounts let you make as many withdrawals as you need, some accounts may limit the number of withdrawals you can make each month or year. This is always detailed in the product information. 

Deposits

Most easy access accounts can be opened with as little as £1. Making them a good starting place for those who want to start saving. 

An easy access savings account may be a good choice for you if:

• You might need access to your savings soon 
• You want to keep your savings separate from your current account 
• You want to be able to top up and withdraw at any time

To open a savings account with us, you can apply either online or in one of our branches (as detailed in the individual product information). Simply click 'Find out more' on a product you’re interested in for further details.