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Newcastle Building Society - Home

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If your current mortgage deal is ending, or you're on our Standard Variable Rate (SVR), then you might be wondering how to switch your mortgage to a different deal.

We like to reward our loyal mortgage customers, so we have a range of exclusive rates just for our existing customers which offer preferential rates.

Select your mortgage type below

Residential

Product CodeInitial RateFollowed byOverall cost for comparisonMaximum LTVFees
2 Year Variable Rate Base Rate Tracker Mortgage - Repayment and Interest OnlyRETN295

5.90%

Until 30 June 2026

6.94%

Standard Variable Rate

7.0%

APRC

80%

£1999

2 Year Variable Rate Base Rate Tracker Mortgage - Repayment and Interest OnlyRETN277

5.99%

Until 30 June 2026

6.94%

Standard Variable Rate

7.0%

APRC

80%

£999

2 Year Variable Rate Base Rate Tracker Mortgage - Repayment and Interest OnlyRETN278

6.25%

Until 30 June 2026

6.94%

Standard Variable Rate

7.0%

APRC

80%

£0

2 Year Fixed Rate Mortgage - Repayment and Interest OnlyRETN280

4.95%

Until 30 June 2026

6.94%

Standard Variable Rate

6.80%

APRC

80%

£999

2 Year Fixed Rate Mortgage - Repayment and Interest OnlyRETN298

5.25%

Until 31 July 2026

6.94%

Standard Variable Rate

6.70%

APRC

80%

£0

5 Year Fixed Rate Mortgage - Repayment and Interest OnlyRETN300

4.69%

Until 30 June 2029

6.94%

Standard Variable Rate

6.00%

APRC

80%

£999

5 Year Fixed Rate Mortgage - Repayment and Interest OnlyRETN299

4.85%

Until 30 June 2029

6.94%

Standard Variable Rate

6.00%

APRC

80%

£0

2 Year Variable Rate Base Rate Tracker Mortgage - Repayment and Interest OnlyRETN297

5.95%

Until 30 June 2029

6.94%

Standard Variable Rate

7.10%

APRC

90%

£1999

2 Year Variable Rate Base Rate Tracker Mortgage - Repayment and Interest OnlyRETN274

6.10%

Until 30 June 2029

6.94%

Standard Variable Rate

7.00%

APRC

90%

£999

2 Year Variable Rate Base Rate Tracker Mortgage - Repayment and Interest OnlyRETN275

6.30%

Until 30 June 2029

6.94%

Standard Variable Rate

7.00%

APRC

90%

£0

2 Year Fixed Rate Mortgage - Repayment and Interest Only RETN261

5.10%

Until 30 June 2026

6.94%

Standard Variable Rate

6.80%

APRC

90%

£999

2 Year Fixed Rate Mortgage - Repayment and Interest Only


RETN260

5.35%

Until 30 June 2026

6.94%

Standard Variable Rate

6.80%

APRC

90%

£0

5 Year Fixed Rate Mortgage - Repayment and Interest OnlyRETN283

4.70%

Until 30 June 2029

6.94%

Standard Variable Rate

6.00%

APRC

90%

£999

5 Year Fixed Rate Mortgage - Repayment and Interest OnlyRETN282

4.80%

Until 30 June 2029

6.94%

Standard Variable Rate

6.00%

APRC

90%

£0

2 Year Variable Rate Base Rate Tracker Mortgage - Repayment and Interest OnlyRETN296

5.99%

Until 30 June 2029

6.94%

Standard Variable Rate

7.10%

APRC

95%

£1999

2 Year Variable Rate Base Rate Tracker Mortgage - Repayment and Interest OnlyRETN276

6.20%

Until 30 June 2029

6.94%

Standard Variable Rate

7.10%

APRC

95%

£999

2 Year Variable Rate Base Rate Tracker Mortgage - Repayment and Interest OnlyRETN255

6.65%

Until 30 June 2029

6.94%

Standard Variable Rate

7.10%

APRC

95%

£0

2 Year Fixed Rate Mortgage - Repayment and Interest Only RETN263

5.20%

Until 30 June 2026

6.94%

Standard Variable Rate

6.80%

APRC

95%

£999

2 Year Fixed Rate Mortgage - Repayment and Interest Only


RETN262

5.45%

Until 30 June 2026

6.94%

Standard Variable Rate

6.80%

APRC

95%

£0

5 Year Fixed Rate Mortgage - Repayment and Interest Only RETN265

4.89%

Until 30 June 2029

6.94%

Standard Variable Rate

6.10%

APRC

95%

£999

5 Year Fixed Rate Mortgage - Repayment and Interest Only RETN264

4.99%

Until 30 June 2029

6.94%

Standard Variable Rate

6.10%

APRC

95%

£0

1 The starting rate of interest which will be charged on your mortgage

2 After your initial rate period the interest rate will switch to the lenders variable rate

3 The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes

4 The amount of your loan as a percentage of the total value of your property

5 These could be reservation or administration fees that are payable on your mortgage deal

Buy-to-Let


Product CodeInitial RateFollowed byOverall cost for comparisonMaximum LTVFees
2 Year Fixed Rate Mortgage BUS -RETN270 CON -RETN267

5.10%

Until 31 August 2026

6.94%

Standard Variable Rate

6.90%

APRC

80%

£999

2 Year Fixed Rate Mortgage BUS RETN269 / CON RETN266

5.30%

Until 31 August 2026

6.94%

Standard Variable Rate

6.80%

APRC

80%

£0

5 Year Fixed Rate MortgageBUS RETN273 / CON RETN268

4.75%

Until 31 August 2029

6.94%

Standard Variable Rate

6.20%

APRC

80%

£999

5 Year Fixed Rate MortgageBUS RETN271 / CON RETN272

4.90%

Until 31 August 2029

6.94%

Standard Variable Rate

6.20%

APRC

80%

£0

The starting rate of interest which will be charged on your mortgage

2 After your initial rate period the interest rate will switch to the lenders variable rate

3 The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes

4 The amount of your loan as a percentage of the total value of your property

5 These could be reservation or administration fees that are payable on your mortgage deal

Large Loans

Product CodeInitial RateFollowed byOverall cost for comparisonMaximum LTVFees
2 Year Variable Rate Base Rate Tracker MortgageRETN290

6.05%

Until 30 June 2026

6.94%

Standard Variable Rate

7.00%

APRC

65%

£1999

2 Year Fixed Rate MortgageRETN234

5.05%

Until 30 June 2026

6.94%

Standard Variable Rate

6.70%

APRC

65%

£1999

5 Year Fixed Rate MortgageRETN235

4.85%

Until 30 June 2029

6.94%

Standard Variable Rate

6.10%

APRC

65%

£1999

2 Year Variable Rate Base Rate Tracker MortgageRETN291

6.15%

Until 30 June 2029

6.94%

Standard Variable Rate

7.00%

APRC

75%

£1999

2 Year Fixed Rate MortgageRETN236

5.15%

Until 30 June 2026

6.94%

Standard Variable Rate

6.80%

APRC

75%

£1999

5 Year Fixed Rate MortgageRETN237

4.95%

Until 30 June 2029

6.94%

Standard Variable Rate

6.10%

APRC

75%

£1999

2 Year Variable Rate Base Rate Tracker MortgageRETN292

6.15%

Until 30 June 2029

6.94%

Standard Variable Rate

7.00%

APRC

80%

£1999

2 Year Fixed Rate MortgageRETN238

5.15%

Until 30 June 2026

6.94%

Standard Variable Rate

6.80%

APRC

80%

£1999

5 Year Fixed Rate MortgageRETN239

4.95%

Until 30 June 2029

6.94%

Standard Variable Rate

6.10%

APRC

80%

£1999

1 The starting rate of interest which will be charged on your mortgage

2 After your initial rate period the interest rate will switch to the lenders variable rate

3 The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes

4 The amount of your loan as a percentage of the total value of your property

5 These could be reservation or administration fees that are payable on your mortgage deal

Self Employed

Product CodeInitial RateFollowed byOverall cost for comparisonMaximum LTVFees
2 Year Fixed Rate MortgageSEMP120

5.15%

Until 30 June 2026

6.94%

Standard Variable Rate

7.00%

APRC

80%

£999

2 Year Fixed Rate MortgageSEMP121

5.35%

Until 30 June 2026

6.94%

Standard Variable Rate

6.50%

APRC

80%

£0

1 The starting rate of interest which will be charged on your mortgage

2 After your initial rate period the interest rate will switch to the lenders variable rate

3 The Annual Percentage Rate of Charge (APRC) is the total cost of the mortgage shown as an annual percentage. All lenders calculate APRC the same way to help you compare mortgage details. This rate could change if a variable rate applied to your mortgage changes

4 The amount of your loan as a percentage of the total value of your property

5 These could be reservation or administration fees that are payable on your mortgage deal

Ready to arrange an appointment?

Complete our online form to request an appointment with one of our mortgage advisers.

Book an appointment

Let's talk

Speak to one of our friendly mortgage team about your options.

0345 606 4488

Our lines are open 8am - 6pm, Monday to Friday.

Front doors in Durham

Great customer service from start to finish. Everything was explained in detail and all of my questions were answered quickly and honestly.

Mrs Parke

Mortgage Customer

YOUR MORTGAGE WILL BE SECURED ON YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE