Dreaming of owning your first home?
Before you start searching for your perfect home, you need to know how much you can borrow. Our Mortgage Advisers are here to help you start your journey.
A Decision in Principle (sometimes known as a Mortgage or Agreement in Principle) gives you an idea of how much you could borrow before you apply for a mortgage.
Why do I need a Decision in Principle?
- It's the first step in buying, moving or remortgaging a home
- You can find out how much you could borrow
- Talking to us won't impact your credit score
- It makes you a more attractive buyer (and could speed up the home buying process)
- Shows the seller you're ready to progress
- It's valid for up to 90 days
How do I book an appointment?
To get started book an appointment today to see if we can help you.
Book an appointment with our Mortgage Adviser in just a few easy clicks. You can choose a video or phone appointment at a time that works best for you.
During your appointment, our Mortgage Adviser will find out about your goals and finances, so we can see if we could lend to you and how much you could borrow.
Once you know how much you can borrow, you can start searching for your new home. With a Decision in Principle, you’ll be ready to make offers and apply for a mortgage.
Ready to talk to us?
YOUR MORTGAGE WILL BE SECURED ON YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.