Fixed rate ISAs at a glance
Fixed rate ISAs offer a secure way to save your money with a fixed interest rate for a set period. Here are the key features of these savings accounts:
- Fixed interest rate: The interest rate will not change for the term of the product, so you know exactly how much your savings will grow by.
- Tax-free savings: You don't pay tax on the interest earned, allowing you to keep more of your money.
- Fixed term: If you need to access your money before the end of the fixed term, you will incur an interest penalty.
Tax-free refers to the contractual rate of interest payable, where interest is exempt from income tax. The tax information provided is based on the current law and HM Revenue & Customs practice, both of which may change.
To make the most of your 2025/2026 ISA subscription:
- You will need to have successfully opened your ISA and we will need to receive your funds by 11:59pm on April 5th 2026.
- Any ID or residency documents that we may request must be received by March 26th 2026.
- If your application fails after March 26th 2026, you can still proceed with opening your account and your funds will be applied to your 2026/2027 ISA subscription.
What is a fixed rate ISA?
A fixed rate ISA is a type of savings account where you put your money away for a set time, typically between one and three years. During this time, the interest rate stays the same, so you know exactly how much your savings will grow.
With a fixed rate ISA, you don’t pay tax on the interest you earn, which means you get to keep more of your money. These accounts are a great way of saving tax-efficiently and fix the interest rate you earn on your savings.
Browse our fixed rate ISAs
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