100 Day Notice Cash ISA (Issue 1)

100 Day Notice ISA (Issue 1)

100 days notice or 100 days loss of interest

Annual (Variable) 3.75% tax-free pa/AER

Interest is paid on: Annual anniversary of account opening.

Monthly (Variable) 3.69% tax-free pa/ 3.75% AER

Interest is paid on: Monthly anniversary of account opening.

We can change the rate of interest payable on this account.  The account is a variable rate account which means the rate of interest paid may change throughout the lifetime of the account. Please refer to the ‘Interest, Charges and Changes’ section of the Savings General Terms & Conditions, which sets out the reasons for which Newcastle Building Society may change the interest and the procedure for doing so.

No withdrawals (Variable)
£1,037

Please note: This projection is provided for illustrative purposes only and does not take into account the customer’s individual circumstances. This projection is based on an initial £1,000 Deposit and no further Deposits or withdrawals are made. 

Opening your account
In branch or online. For existing online customers you can log into your Newcastle Building Society account online.

Giving us instructions for your account
In branch, by post, by telephone, by secure message (for accounts opened and operated online).

Funding my account : You can find information here on how to fund your new savings account

Minimum Opening Deposit: £1

Maximum Opening Deposit: Maximum ISA allowance for the current tax year, as prescribed by HM Revenue and

Customs. Transfers from other ISA providers are also permitted.

Maximum Account Balance: No maximum balance. Please refer to point 3 for further details.

Withdrawals/transfers can be made either by you providing us with 100 days’ notice or immediately without giving notice subject to 100 days’ loss of interest. Following 100 days’ notice, no penalty will be applied.

Tax status: ISA interest is paid tax-free, which means it’s exempt from income tax.  Tax rules may change in the future.

Reimbursement of Authorised Push Payment (APP) fraud

From 7th October 2024, new regulations strengthen protection for customers who suffer financial losses due to Authorised Push Payment (APP) Fraud. If you make a payment on or after 7th October 2024, as result of APP fraud, you may be eligible for a refund. Further information about your reimbursement rights is available on our website at https://www.newcastle.co.uk/authorised-push-payments.

Transferring Windfalls to Charity

All new customers agree to assign any windfall benefits which they may become entitled to on a future conversion or takeover of the Society to the Community Foundation. This is our Charitable Assignment Scheme. By agreeing to this assignment, any windfall benefit will be given to the Community Foundation, one of the leading community foundations in the UK serving Tyne & Wear and Northumberland. This agreement lasts for the first five years of membership, is irrevocable and is a condition of opening an account. Your agreement to open an account with us will be deemed your agreement to the Charitable Assignment Scheme. Please see ‘Transferring windfalls to charity’ on our website at https://www.newcastle.co.uk/transferringwindfalls or within our Savings General Terms and Conditions for further details.