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      • Penrith
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      • Contact Us
    • Security and Fraud Help
      • Security and Fraud Home
      • Authorised Push Payment Fraud
      • How We Protect You
      • Protect Yourself Against Fraud
    • Savings
      • How to Open a Savings Account
      • How to Fund your Savings Account
      • Additional Permitted Subscription
      • Savings FAQs
    • Mortgages
      • Mortgage Payment Difficulties
      • Mortgage Payment Options
      • Mortgage FAQs
  • Contact Us
  • Careers
  • News
    • Savings

      Open an Account

      • Savings Home
      • Cash ISAs
      • Fixed Rate Bonds
      • Fixed Rate ISAs
      • Easy Access
      • Regular Saver
      • Children's Accounts
      • Lifetime ISA
      • Passbook Savings Accounts
      • CustomISA
      • All Savings Products

      Help and Guides

      • What's Your Savings Personality?
      • Savings FAQs
      • ISA FAQs
      • Lifetime ISA FAQs
      • Guide to ISAs
      • Additional Permitted Subscription
      • Saving Tax Free
      • What is the FSCS?
      • What is a Passbook?
      • Savings Tips for Gen Z
      • All our Savings Guides

      Manage Your Account

      • Transferring an ISA
      • How to Open a Savings Account
      • How to Fund your Savings Account
      • Proving your name and address
      • Confirmation of Payee
      • Our Interest Rates
      • Our Savings App
      • Our Terms and Conditions
      • Power of Attorney
      • Tracing a Lost Account
      • Business Savings Accounts FAQs
      • Business Savings General Terms & Conditions

      Contact Us

      • Book an Appointment
      • Other Ways to Contact Us
    • Mortgages

      New Customers

      • Mortgages Home
      • First Time Buyers
      • First Step
      • Remortgaging
      • Enhanced+
      • Moving Home
      • Later Life
      • New Customer Products

      Existing Customers

      • Mortgage Payment Options
      • Switching Mortgage
      • Mortgage Term Extension
      • Transfer To Interest Only
      • Interest Only Repayment Plan
      • Further Borrowing
      • Mortgage Payment Difficulties
      • Mortgage Health Check
      • Moving Home
      • Redeeming Your Mortgage
      • Existing Customer Products

      Help and Guides

      • Repayment Calculator
      • Affordability Calculator
      • Mortgage FAQs
      • Our Mortgage Process
      • Our House Buying Process
      • Our Solicitor Service
      • Our Lending Policy
      • Tariff of Mortgage Charges

      Contact Us

      • Book an Appointment
      • Other Ways to Contact Us
  • Financial Advice

    Financial Advice and Planning

    • Financial Advice Home
    • What to Expect
    • Investments
    • Pensions
    • Inheritance Tax Planning
    • Life Protection
    • Meet the Advisers
    • Exclusive Limited Access Savings Accounts

    Help and Guides

    • Introduction to Pensions
    • Q & A with an Adviser
    • The Openwork Partnership

    Contact Us

    • Book a Financial Advice Appointment
    • Other Ways to Contact Us
  • Powering Communities

    Making a Difference

    • Vital Signs
    • Community Impact
    • Explore Powering Communities
    • Volunteering
    • Grant Nomination Guide
    • Community Grants
    • Sustainable Living Hub

    Our Partners

    • Community Foundation
    • Newcastle United Foundation
    • Sir Bobby Robson Foundation
    • Citizens Advice Gateshead

    Our Branch Commitment

    • Reimagining Branches
    • Money Talks
    • Community Branches
    • Slow Shopping
    • OneBanx Kiosks
    • Dementia Friends
  • Who We Are

    Our Story

    • Who We Are
    • Delivering on Our Purpose
    • Our Awards
    • Our Financial Performance
    • Careers

    Our Governance

    • Corporate Governance
    • Our Committees
    • Meet Your Board
    • Meet Your Executives
    • Women in Finance Charter
    • Annual General Meeting 2026

    Key Documents

    • Rules of the Society
    • Memorandum of the Society
    • Modern Slavery and Human Trafficking
    • Pay Gap Report
    • Defined Benefit Pension Scheme Statements
    • ESEF

    Media Centre

    • Latest News
    • Image Library
    • Media Enquiries
    • Tell us Your Story
    • Investor Relations
    • Announcements
  • Our Branches

    Our Branch Network

    • Find a Branch
    • Book an Appointment

    Branch Locations (A - D)

    • Alnwick
    • Ashington
    • Barnard Castle
    • Berwick
    • Bishop Auckland
    • Carlisle
    • Chester-le-Street
    • Consett
    • Cramlington
    • Darlington
    • Durham

    Branch Locations (G - N)

    • Gateshead
    • Gosforth
    • Guisborough
    • Hartlepool
    • Hawes
    • Hexham
    • Knaresborough
    • Middlesbrough
    • Morpeth
    • Newcastle, Monument
    • North Shields

    Branch Locations (P - Y)

    • Penrith
    • Pickering
    • Ponteland
    • South Shields
    • Stokesley
    • Sunderland
    • West Denton
    • Whickham
    • Whitley Bay
    • Wooler
    • Yarm
  • Help and Support

    Ways we can support you

    • Help and Support Home
    • Helping Hand - Citizens Advice Gateshead
    • Cost of Living
    • Supporting you Through Bereavement
    • Power of Attorney & Court of Protection
    • Contact Us

    Security and Fraud Help

    • Security and Fraud Home
    • Authorised Push Payment Fraud
    • How We Protect You
    • Protect Yourself Against Fraud

    Savings

    • How to Open a Savings Account
    • How to Fund your Savings Account
    • Additional Permitted Subscription
    • Savings FAQs

    Mortgages

    • Mortgage Payment Difficulties
    • Mortgage Payment Options
    • Mortgage FAQs

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Home It's time to talk tax-free savings
Blue banner with a speech bubble with the text 'Let's get talking'.

It's time to talk tax-free savings

Sort out your savings with a real conversation

The new tax year is here! With so many ISA options available and rule changes coming in 2027, it’s more important than ever to make the right decisions now. 

We talk tax-free savings all day, every day, so speaking with one of our friendly customer advisers could give you the clarity and confidence you need to make the most of your savings for the year ahead.

So, if you prefer to sort out your savings with a chat and a cup of tea, book an appointment at your local high street branch today.

Tax-free means you won't pay tax on any interest earned while your money remains in an ISA. If you withdraw from your ISA, your money may lose its tax-free status. If you’re unclear, or just want things explained in a straightforward way, we’re always happy to talk things through.

4.25%
Tax-free PA/AER (Fixed)
Tax-free refers to the contractual rate of interest payable, where interest is exempt from income tax. The tax information provided is based on the current law and HM Revenue & Customs practice, both of which may change. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest were paid and added to your account each year.

1 Year Fixed Rate ISA (Issue 124)

View full product details

Real conversations that matter 

Katherine is a customer of our Stokesley branch. She’s a careful saver and has spent years building her savings in a cash ISA. 

A Newcastle Building Society customer.

Katherine, Newcastle Building Society member

"A local branch gives you the opportunity to have a proper conversation. You feel more comfortable asking questions when you're there together."

Book a branch appointment 

Complete the form below and one of our branch staff will get back to you to book an appointment that's convenient for you.

  • Use of data: The data collected will only be used for the purposes of fulfilling this request. The information won’t be used for marketing purposes. Please visit our Privacy Policy page for more information. 

  • Should be Empty:

Here are some useful reminders of how you can save in a cash ISA: 

  • You can save up to £20,000 in ISAs each tax year and the interest you earn stays tax-free for as long as the money remains in an ISA.
  • You can have more than one kind of ISA. The £20,000 allowance applies to your total ISA savings across the tax year.
  • You can choose different types of ISAs depending on how much you want to save, how you want to save it and when you want to access your money.
  • The tax year runs from 6 April to 5 April each year.

Achieve your future goals with the help of financial advice

Your financial goals are unique and with tailored financial advice from Newcastle Financial Advisers, you can plan with confidence. Book an appointment today. 

Financial advice tailored to you

Let's talk about what financial advice can do for you, book an appointment today and start your conversation. 
0345 600 4330*

Lines open Monday to Friday 9am - 5pm

Book an appointment
Newcastle Financial Adviser, Olivia Vickers.

Ready to open a savings account online?

You can compare and choose from a list of all our current savings products here.

See all our savings products

Need some help?

Give us a call, we're always happy to chat.

Other ways to contact us

A STOCKS AND SHARES ISA IS A MEDIUM TO LONG TERM INVESTMENT, WHICH AIMS TO INCREASE THE VALUE OF THE MONEY YOU INVEST FOR GROWTH OR INCOME OR BOTH. THE VALUE OF YOUR INVESTMENTS AND ANY INCOME FROM THEM CAN FALL AS WELL AS RISE. YOU MAY NOT GET BACK THE AMOUNT YOU INVESTED.
HM REVENUE AND CUSTOMS PRACTICE AND THE LAW RELATING TO TAXATION ARE COMPLEX AND SUBJECT TO INDIVIDUAL CIRCUMSTANCES AND CHANGES WHICH CANNOT BE FORESEEN.

Newcastle Building Society introduces to Newcastle Financial Advisers Limited for advice on investments, pensions, life and protection insurance, and inheritance tax planning. Aspects of inheritance tax planning are not regulated by the Prudential Regulation Authority nor the Financial Conduct Authority. Newcastle Financial Advisers is a trade name of Newcastle Financial Advisers Limited which is an appointed representative of The Openwork Partnership a trading style of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

Approved by the Openwork Partnership on 30/03/2026.

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*Calls to 0345 numbers cost the same as a call to a standard ‘01’ or ‘02’ landline number, even when calling from a mobile. Calls from landlines and mobiles are included in any bundled minutes or free call packages. The actual cost you are charged will depend on your landline or mobile provider. Please contact them to get information about the cost of the call. We may monitor and record telephone calls for training and security purposes.

© Newcastle Building Society. All Rights Reserved. Principal Office, 1 Cobalt Park Way, Wallsend, NE28 9EJ. Newcastle Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Newcastle Building Society is registered on the Financial Services Register under the firm reference number 156058. References to ‘NBS Group’ or ‘Newcastle Building Society Group’ refer to Newcastle Building Society, the trading names under which it operates (Manchester Building Society and Newcastle for Intermediaries) and its subsidiary companies.